New · The monthly story, now on the web
Your personal treasury.
All your accounts in one place. Every morning we tell you how much you can spend today, and every figure says where it comes from.
14 days, everything included. No card. Nothing renews automatically.
Read-only, via PSD2No ads, we never sell dataCancel in 2 clicks
One number
Every morning, one number. And the sentence that explains it.
No 40 charts. We tell you what you can spend today without wrecking your month, and show the maths line by line.
We subtract fixed bills and everything due before payday.
If you freelance, we set aside the tax reserve from every payment.
We adjust to your real pace, not to an internet average.
How Safe to spend works
Safe to spend today
186 lei
without touching your tax reserve. That sentence explains the figure.
Left in October, after fixed bills5.320 lei
− PFA tax reserve (still to set aside)−2.150 lei
− Bills due until 31 Oct−1.120 lei
= Free for 11 days2.050 lei
÷ 11 days, adjusted to your pace186 lei / day
From 214 transactions synced on 21 Oct, 09:38, across 6 accounts. The reserve follows your rule: 25% of every business payment.
What it does for you
Three questions it answers every day.
How much can I spend today?
One number, calculated honestly.
We take out fixed bills, the tax reserve and what is due before payday. You see exactly how we got there.
Safe to spend
186 lei
from 214 transactions · 21 Oct, 09:38
Where is the money leaking?
Forgotten subscriptions surface.
We find subscriptions, price rises and services you no longer use, before the next charge.
NNetflix62.99 lei from Nov+48 lei/yr
SpSpotify26,99 leibusiness card
WCWorld Class225 lei3 visits in Oct
Have I set enough aside for tax?
For freelancers and small companies, without spreadsheets.
The reserve is computed from every payment. Export the monthly pack for your accountant as PDF and CSV.
Tax reserve (PFA)
24.800 lei
92% of what you will owe · 25% of every payment · tax return due 25 May 2027
Bank connections
Works with your banks in 
Romania
RomaniaWe guessed your country from your network, only to show the right banks. Nothing is stored. Change it any time.
and 18 more banks and fintechs
Connected via Enable Banking and Salt Edge, institutions authorised for account information services (PSD2). Read-only. Bank names and logos are trademarks of their owners and only show which banks Vistiera can connect to. Vistiera is not affiliated with or endorsed by these banks.
The monthly story
At month end, your money tells you a story.
Five short chapters: what you kept, where the money went, what is coming and one step for next month. Read it on your phone or full screen, and save it as a PDF.
You kept 2,140 lei, 31% more than in September.
October 2026 · 6 accounts · transfers between your own accounts are not counted.
Read an example
Who it is for
For you, your household or your business.
Personal
For your money, across all your banks.
from €8.25/month, billed yearly
Learn more
Household
Up to 5 people, each with their own login, plus a shared household space.
from €12.42/month, billed yearly
Learn more
Pro · Freelancers & companies
Tax reserve, up to 3 business spaces and the accountant pack.
from €20.75/month, billed yearly
Learn more
On every screen
One account on phone, tablet, Duo and web.
The figures are the same everywhere, from the same sync. Big screens get a table, a detail panel and keyboard shortcuts.
iPad
iPhone Duo
iPhone · Android
And in the browser at app.vistiera.life, with a table, detail panel and keyboard shortcuts.
Security
Your money stays in the bank. We only read.
You pay us a subscription, and that is it. No ads, no data sales, no partners looking at your transactions.
How we protect your data
Read-only access
Accounts are linked via PSD2, with consent you give directly to your bank. Vistiera cannot move money. Revoke any time.
Passkeys and two-step verification
Face ID on your phone, passkey or code on the web. Every new browser must be confirmed.
Discreet when needed
Hide amounts with one tap. On the web the session locks itself after 15 minutes idle.
Your data is yours
Export everything as CSV, PDF or JSON. Delete your account and data from Settings, no email needed.
Pricing
Try it for 14 days. Pick a plan only if you stay.
Prices in euro, VAT included. One account on phone and web.
Monthly
Yearly up to −31%
Personal
For your money, across all your banks.
€99/ year
that is €8.25 a month · save 31%
≈ 530 lei
14 days, no card
Unlimited banks, synced daily
Safe to spend, with the maths in plain sight
Budgets, goals, subscriptions
The monthly story on phone and web
HouseholdMost popular
For up to 5 people and a shared space.
€149/ year
that is €12.42 a month · save 27%
≈ 797 lei
14 days, no card
Everything in Personal, for up to 5 people
Each with their own login and private space
Shared space: household budgets and goals
Monthly story with a “Home” chapter
Pro · Freelancers & companies
For freelancers and small companies.
€249/ year
that is €20.75 a month · save 28%
≈ 1.332 lei
14 days, no card
Everything in Personal, plus up to 3 business spaces
Tax reserve: income tax, pension and health contributions
Monthly accountant pack + a free seat for them
Priority support and 1:1 onboarding
Compare all features
Why isn’t it free?
Because if you don’t pay, someone else pays for your data. Vistiera lives only on subscriptions: no ads, no bank commissions, no data sales. One forgotten subscription, caught in time, usually covers a few months.
How the free trial works
14 days, everything included. No card.
Today
Day 1: everything unlocked
Connect your banks, see your first number. All Pro features, no card.
Day 11
We remind you
One email and one notification: what you used and which plan fits.
Day 14
Nothing happens automatically
You pay nothing. Your account goes into archive mode: see everything, export everything, until you pick a plan.
14-day guarantee. If you pick a plan and change your mind, we refund you in full within 14 days of your first payment, no questions asked.
Questions
What people ask us most.
Can Vistiera move my money?
No. Bank access is read-only, via PSD2. You still make payments from your bank’s app.
Do I need a card to try it?
Which banks work?
Does it work without linking a bank?
Can I use the same account on phone and web?
How do I cancel?
Start with this month.
You see your first number minutes after linking a bank.
Start free
Get the app
14 days, everything included. No card. Nothing renews automatically.
English
RomaniaNight
Vistiera is a service operated by [COMPANY SRL], VAT ID [TO FILL], Trade Reg. [J…], registered office [ADDRESS]. Prices include VAT.
© 2026 Vistiera · No ads. No tracking cookies. We don't sell data.
SAL
Alternative dispute
resolution · ANPC
resolution · ANPC